Explore the Axis Bank My Zone credit card comprehensively in this article. Delve into its features, rewards, fees, and suitability for various financial needs. Learn about cashback offers, reward points, and potential drawbacks like interest rates and fees. Compare it with similar cards to determine its competitive edge. Whether you’re a frequent shopper, traveler, or credit-builder, this review offers insights to aid your decision. Find out if the Axis Bank My Zone credit card aligns with your lifestyle and financial goals
Table of Contents
Features And Benefits
Axis Bank My Zone is a entry level credit card. If you do not have a credit card and want to build your credit score than this credit card is a perfect fit for you.
Below is the list of features and benefits offered by Axis Bank My Zone credit card.
- Buy One Get One Free Movie Tickets : Offer is valid for the payment Through PayTm Movies. Maximum discount in one month can be availed for the amount of ₹200.
- Complimentery SonyLive Subscription:
- Instant Discount On Swiggy: Discount of upto ₹120 per order through swiggy app.
- Complimentry Lounge Access: Upto 4 comlimentry lougne access within a year. One in three months.
- Earn Edge Reward Points: Earn 4 points on every ₹200 rupees spend. You can redeem your Edge Reward points through Axis Edge Rewards Store.
- Convert Purchases to EMI: Convert purchase of ₹2500 and above to EMIs for easy payments.
- Discount on AJIO shopping : Get discount of ₹999 on a minimum spend of ₹2999 on AJIO shopping online.
Fees and Charges
| Type | Charge |
|---|---|
| Joining Fees | ₹500. Nil on select channels |
| Annual Fees | 1st year. Nil 2nd year onwards. ₹500. Nil on select channels |
| Card Replacement Fee | Nil |
| Cash Withdrawal Fees | 2.5% (Min ₹500 ) of the Cash Amount |
| Overdue or Late Penalty Fee | •Nil if total Payment is less than ₹500 •₹500 if total Payment is b/w ₹500 – ₹5000 •₹750 if total payment is b/w ₹5001- ₹10,000 •₹1250 if total payment is above ₹10,000 |
| Over Limit Penalty Fee | 2.5% of Overlimit Amount (Min ₹500) |
| Foreign Currency Transaction Fee | 3.5% of Transaction Value |
Card Eligibility
- Primary Card Holder should be between the age of 18years to 75years.
- Applicant should be resident of India or NRI
Documents Required
- PAN CARD copy Or Form 60
- Proof of Income : Latest salary slip or ITR (Income Tax Return)
- Residence Proof : PAN Card, Aadhaar Card, Driving License, Passport, Voter ID Card, Elelctricity bill, Water bill
How To Apply Online
If you want to apply for this credit card you can follow this process.
- Go to the Axis Bank website.
- If you choose “Apply Now,” a new page will open.
- Fill in your details like name, address, phone number, income, and job.
- Check the box to allow the bank to contact you about your application.
- Click “Call Me” and a bank representative will help you apply for the credit card.
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